What the heck is Spend-Thrifty? It's a blog about saving money and spending it wisely.

Looking back on 2010, there are a lot of things I could have done differently. Starting 2011, I find myself almost exactly where I was a year ago, monetarily. So I've decided to create this website as a way of keeping myself honest about my goals and follow-through.

So, here are some of my goals:
1. Lower my debt. I have a little credit card debt and whole lot of student loan debt. Damn you law school!
2. Boost my savings account. Yes, ideally I would already have six months of savings in case of emergency. But reality doesn't quite work that way. So my goal is to boost my current savings. I would like to have 10,000 dollars in my ING savings account by the end of the year.
3. Create another source of income. I have my full-time job, and I bill a significant amount of extra hours. But it would be nice to have an additional revenue stream, possibly online. Maybe even this website. I haven't decided for sure yet, but I'm continuing to think about it.
4. Take my dream trip without guilt. I am planning a trip to Greece and Italy with some friends for early summer and I would like to pay for the whole trip well ahead of time plus have a cushion for expenses. Taking the trip is going to be great but doing so with no monetary concerns will make it even more enjoyable.

These are the goals I have so far, financially anyway. As more of them come to me I will add new posts.

So the purpose of this website is two-fold: to help me achieve my goals, but also to help you achieve yours. I will provide you with specific things I am doing to save and make money, and maybe you can share some of your ideas and successes too.